Bad Credit Car Loans

Bad Credit? No Credit?
We can help you!

Get Started Now
woman with car

Easy Online Process

We make shopping for a car loan quick and easy with our online auto finance request form.


The Right Match

Based on the info you provide, we match you with the right dealer.


Get on the Road

Head to the local dealership, shop the lot, choose your car and get back on the road!

Auto Loans are Available for Buyers with Bad Credit


If you have a FICO score of 620 or less, it may be difficult for you to get auto loan approval from a bank or credit union. However, there are special finance lenders out there that look at factors beyond your credit score in order to finance your vehicle purchase. Typically, these lenders will just need to verify that you have a valid driver’s license, a qualifying income and a stable residence.

As long as you’re working with the right car dealership, the approval process for a bad credit auto loan can be quick and easy. What do we mean by “the right car dealership?” Well, only certain dealers are connected to special finance lenders. And while finding this type of dealership on your own can be difficult, we are partnered with an entire network of dealers that can work with unique credit situations. We can get you to where you need to be right from the beginning, saving you both time and frustration.

Three Minutes

That's all it takes to fill out the request!



At, we've been helping car buyers with credit issues since 1994. We understand that not everyone has perfect credit, and we believe that everyone who needs a vehicle should be given a fair chance at financing it. That’s why we offer the service that we’ve perfected over more than two decades. With our assistance, thousands of buyers with bad credit or no credit have been able to get a car. And our customer reviews speak for themselves!


Part of what we do at involves eliminating a lot of the frustration that’s normally associated with the bad credit car buying process. When you request a car loan with us, we do all of the hard work for you by finding a dealership in your area that can give you a better chance at getting an auto loan. We’ll even set up your meeting with the finance manager. From this point, all you’ll have to do is go to the dealership, pick out your new or used vehicle, sign the papers and drive. It really is that easy.


We understand that when you really need a car, you probably don’t have time to wait. Your everyday life requires you to have reliable transportation to get to work, school, and all of the other places you have to go. This is why we work as quickly as possible to get you back on the road. In fact, if you start today, you’ll probably hear back from us within 24 hours. You may even get a phone call within just a few minutes after hitting the “submit” button!