Buy Here Pay Here Car Financing

Bad Credit? No Credit?
We can help you!

Get Started Now
couple with car

Easy Online Process

We make shopping for a car loan quick and easy with our online auto finance request form.


The Right Match

Based on the info you provide, we match you with the right dealer.


Get on the Road

Head to the local dealership, shop the lot, choose your car and get back on the road!

Financing at Buy Here Pay Here Car Lots


When you have bad credit, it can be difficult to get approved for a car loan with a traditional lender, such as a bank or credit union. These institutions typically place a lot of importance on an applicant's credit score when making an approval decision. However, certain car lots offer in-house financing and have much more lenient approval requirements.

These places are often referred to as buy here pay here dealerships, or in-house financing car lots. Because they do not use third-party lenders, they typically do not run credit checks when arranging a loan. Instead, they are willing to approve applicants that can prove they earn a regular income. Buy here pay here dealers offer a way for people in even the most adverse credit situations to finance a car. However, because these types of dealers typically only carry older used vehicles and buyers may need to make payments in person at the dealership, these loans aren't for everybody.

Three Minutes

That's all it takes to fill out the request!



At, we've been helping car buyers with credit issues since 1994. We understand that not everyone has perfect credit, and we believe that everyone who needs a vehicle should be given a fair chance at financing it. That's why we offer the service that we've perfected over more than two decades. With our assistance, thousands of buyers with bad credit or no credit have been able to get a car. And our customer reviews speak for themselves!


Part of what we do at involves eliminating a lot of the frustration that's normally associated with the bad credit car buying process. When you request a car loan with us, we do all of the hard work for you by finding a dealership in your area that can give you a better chance at getting an auto loan. We'll even set up your meeting with the finance manager. From this point, all you'll have to do is go to the dealership, pick out your new or used vehicle, sign the papers and drive. It really is that easy.


We understand that when you really need a car, you probably don't have time to wait. Your everyday life requires you to have reliable transportation to get to work, school, and all of the other places you have to go. This is why we work as quickly as possible to get you back on the road. In fact, if you start today, you'll probably hear back from us within 24 hours. You may even get a phone call within just a few minutes after hitting the “submit” button!